Terms of Service

Daiwa WellPay™ Terms of Service

Effective Date: 6/23/2026

Welcome to Daiwa WellPay™. These Terms of Use ("Terms") govern your access to and use of the Daiwa WellPay website, application portal, and related services (collectively, the "Services"). By accessing or using the Services, you agree to be bound by these Terms. If you do not agree, please do not use the Services.

1. About Daiwa WellPay

Daiwa WellPay is a payment program offered to assist customers with purchasing eligible products through installment payment arrangements. Submission of an application does not guarantee approval, financing, or payment plan eligibility.

2. Eligibility

To use the Services, you must:

- Be at least 18 years of age.

- Be a resident of the United States.

- Provide accurate, complete, and truthful information.

- Have the legal authority to enter into binding agreements.

We reserve the right to deny access to any applicant who fails to meet our eligibility requirements.

3. Application Information

By submitting an application, you certify that:

All information provided is true, accurate, and complete.

You will promptly notify us of any material changes to your information.

You understand that inaccurate, misleading, or fraudulent information may result in denial of your application or termination of any approved payment arrangement.

4. No Guarantee of Approval

Submission of an application does not guarantee approval.

Daiwa WellPay reserves the right to:

- Approve or deny applications at its sole discretion.

- Request additional documentation or verification.

- Modify eligibility requirements without prior notice.

- Withdraw approval if information provided cannot be verified.

5. Verification and Documentation

As part of our review process, we may request documentation including but not limited to:

- Government-issued identification

- Proof of income

- Proof of residence

- Employment verification

- Other supporting documentation

Failure to provide requested documentation may result in denial or cancellation of an application.

6. Electronic Communications

By using the Services, you consent to receive communications electronically, including:

- Application updates

- Approval or denial notices

- Payment reminders

- Account notifications

- Legal disclosures

Electronic communications satisfy any legal requirement that such communications be in writing.

7. Intellectual Property

All content on the Services, including text, graphics, logos, trademarks, images, software, and design elements, is the property of Daiwa WellPay, U.S. Jaclean, Inc., or its licensors and is protected by applicable intellectual property laws.

You may not copy, reproduce, distribute, modify, or create derivative works without prior written permission.

8. Prohibited Conduct

You agree not to:

- Submit false or misleading information.

- Attempt to gain unauthorized access to our systems.

- Interfere with the operation or security of the Services.

- Use the Services for unlawful purposes.

- Impersonate another individual or entity.

Violation of this section may result in denial of access and potential legal action.

9. Privacy

Your use of the Services is also governed by our Privacy Policy. By using the Services, you acknowledge that you have reviewed and understand our Privacy Policy regarding the collection, use, and protection of personal information.

10. Third-Party Services

The Services may contain links to third-party websites or services. Daiwa WellPay is not responsible for the content, policies, or practices of any third-party websites.

Access to third-party services is at your own risk.

11. Disclaimer of Warranties

The Services are provided on an "as is" and "as available" basis.

Daiwa WellPay makes no representations or warranties of any kind, express or implied, regarding:

- Availability of the Services

- Accuracy of information

- Suitability for any particular purpose

- Error-free or uninterrupted operation

12. Limitation of Liability

To the maximum extent permitted by law, Daiwa WellPay, U.S. Jaclean, Inc., its officers, directors, employees, and affiliates shall not be liable for any indirect, incidental, consequential, special, or punitive damages arising from the use of or inability to use the Services.

13. Indemnification

You agree to defend, indemnify, and hold harmless Daiwa WellPay, U.S. Jaclean, Inc., and their affiliates from any claims, damages, liabilities, costs, or expenses arising from your use of the Services or violation of these Terms.

14. Changes to Terms

We reserve the right to update or modify these Terms at any time. Changes become effective immediately upon posting to the website. Continued use of the Services after changes are posted constitutes acceptance of the revised Terms.

15. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to conflict of law principles.

Any disputes arising from these Terms or the use of the Services shall be subject to the exclusive jurisdiction of the state and federal courts located in Los Angeles County, California.

16. Contact Information

For questions regarding these Terms of Service, please contact:

Daiwa WellPay
U.S. Jaclean, Inc.
1816 W. 135th St, Gardena, CA 90249
PH: (310) 538-2298
Email: [email protected]